Vincent
Created: January 31, 2025
Updated: February 2, 2025
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Read full blog postThe transition from PSD2 (Payment Services Directive 2) to PSD3 (Payment Services Regulation – PSR) marks a crucial evolution in European financial regulation. The key difference lies in how the law is applied across EU member states.
The shift from PSD2 as a directive to PSD3/PSR as a regulation eliminates inconsistencies, enhances security, and promotes seamless digital payment innovation. For organizations implementing modern authentication solutions like passkeys, PSD3 ensures standardized security requirements across the EU, making compliance simpler and more predictable.
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