Passkeys for Payment
Passkeys for Payment with observability and checkout optimization
Checkout authentication is where friction and fraud meet. Corbado adds the passkey observability and adoption layer: client-side telemetry and rollout controls without replacing your payment auth stack.
- Works with any IDP (e.g. Okta, Ping & custom CIAM)
- Client-side telemetry for checkout drop-offs & failures
- Gradual merchant rollout & kill switch
These payment companies have rolled out passkeys:
Why passkeys stall at checkout
Payment passkeys don't "fail". They go dark.
Payment logs tell you success/fail. They don't tell you whether the passkey prompt was shown during checkout, whether users cancelled vs. hit a platform error or when 3DS fallbacks were triggered. Without that visibility, checkout conversion suffers.
No visibility into checkout failures
Prompt not shown, 3DS challenge dropped, timeout at biometric: all missing in payment logs.
No adoption engine for checkout
Without device-aware timing and UX optimization, passkeys remain underused.
Edge cases block deployment
Edge cases at checkout show up in production. Teams hesitate to expand without controls.
What payment providers get with Corbado
Observe. Adopt. Control.
Run passkeys like a critical payment system.
Observability
14 days → 5 mins
Faster Time-to-Resolution
Find the "why" behind checkout failures with passkey-native telemetry.
Checkout Success
+10%
Higher Checkout Success Rate
Increase overall checkout success rate in a single deployment with passkey-native observability.
Control
100% Control
Risk-Free Rollout
Granular policies, gradual rollout by merchant segment and smart fallbacks. Kill switch included.
Payment use cases
Where Corbado fits in a payment provider's authentication program
Checkout authentication & 3DS step-up
Use passkeys as phishing-resistant SCA. Step up only when required by risk rules.
Account login & wallet access
Faster return visits mean more completed transactions.
Card enrollment & payment method setup
Reduce friction where cart abandonment is expensive.
High-value transaction authorization
Protect large transfers and recurring payments with phishing-resistant dynamic linking.
Merchant & PSP onboarding
Segment by merchant tier, transaction volume or risk profile. Then expand safely.
Payment intelligence & fraud signals
Monitor authentication patterns, device behavior, and conversion metrics to optimize fraud rules.
Works with your existing payment stack
Add the missing layer without replacing your ACS
Keep your ACS/3DS
Your EMV 3DS stack and ACS remain in place
Add Corbado (via SDK)
Captures client-side telemetry & enables adoption at checkout.
Operate in the Management Console
Dashboards, merchant rollouts, policies & conversion reporting.
Security & Compliance
Built for PCI DSS 4.0 and PSD2 compliance
Feature Walkthrough
Your payment authentication control room
See where passkeys succeed at checkout, where they fail and what to fix in payment flows.
Adoption & Conversion
Used passkeys, checkout success & conversion over time.
Checkout Funnel
Where users abandon: 3DS challenge or biometric prompt.
Transaction Trace
Investigate a payment flow across devices & channels.
Merchant Rollout
Segments, policies, kill switch and measured expansion.
Device Insights
Credential managers, platform mix and capability gaps.
Failure Analysis
Root-cause classification of checkout authentication issues.
Business Case
Prove ROI to CFO, CISO & Product
Estimate savings from reduced 3DS friction, fewer authentication failures and lower fraud chargebacks. Validate with real telemetry once you go live.
- Cut up to 70% of auth costs by reducing OTP and 3DS challenge overhead
- Reduce CNP fraud with phishing-resistant checkout authentication
- Increase checkout completion rates by 30% with frictionless flows
Alternatives
Without Corbado, payment passkeys look like a black box
Corbado adds client-side telemetry and rollout governance to your payment auth stack.
Rely on IDP / ACS / 3DS logs
You get challenge outcomes, not the client-side journey: prompt shown, cancel vs. failure.
Use checkout analytics only
You can measure abandonment, but not why passkey steps fail or how to optimize it.
DIY instrumentation and dashboards
Costs months of engineering and constant maintenance across browsers & devices.
FAQ for Payment Providers
resources for passkeys in the payments industry
How to successfully introduce passkeys in the payments industry?
Read our blog posts about introducing passkeys and learn from leaders.
Talk to a Passkey Expert
Get a rollout plan that balances fraud prevention, checkout conversion, and PCI DSS compliance - without breaking your payment auth flow.
Architecture fit: integration, 3DS flow optimization & deployment options
Success plan: adoption targets, merchant segments, fallbacks, measurement
Business case: ROI model tailored to your fraud rates & checkout conversion