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Banking Passkeys Report 2026

How leading banks deploy passkeys to cut phishing, slash SMS costs and reach 80% adoption. With architecture patterns, risk controls and KPIs.

For Free | 100+ pages

Banking Passkeys Report

  • 100-page security & ROI guide for CISOs, CTOs and IAM leaders
  • Real-world data from PayPal, Banno & UBank roll-outs
  • Architecture patterns, risk controls & KPIs
Banking Passkeys Report 2026
Corbado

These banks have rolled out passkeys:

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jpmorganchase.svg
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ubank.svg
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Exclusive passkey insights

Why the Banking Passkeys Report matters

70%

lower ATO fraud

Real-world data from PayPal's passkey rollout

80%

cut in OTP spend

Learn the math behind replacing SMS OTPs with passkeys

95%

of devices passkey-ready

See adoption projections & device-coverage heat-maps

The most comprehensive collection

What's inside?

8-Step Framework

PSD2-compliant path from the rpID to CMTG keys

Regulatory Checklist

Mapping passkeys to PSD2 / SCA guidance

Case Studies

Deep dives on Banno (15M+ users), Finom, UBank & PayPal

Architecture Blueprints

Identifier-first, Conditional UI & One-Tap patterns

Cost Model

Sample bank model for authentication, fraud-loss & OTP costs

Change-Management Kit

Patterns that reached 80% mobile activation

Current product

How the banking playbook shows up in product

The report explains the rollout logic. Corbado turns it into live login visibility, per-user debugging and passkey-first workflows for banking teams.

Authentication process mining

Reconstruct passkey, password, OTP, social and fallback journeys as one process model.

Per-user journey debugging

Move from one complaint or ticket to the exact path, environment and likely root cause.

Passkey-first components

Embed login, append and management components while your existing IdP stays in place.

For digital banking leaders

Who should read it?

CISOs & Heads of Cyber Security | CTOs / Heads of Digital Banking | IAM & Fraud-Ops Leads | Product Owners for Consumer Auth

Download the full report

Get the complete Banking Passkeys Report with 100 pages of insights, case studies and implementation strategies.

  • Free download
  • 100-page comprehensive guide
  • Exclusive passkey insights