Get your free and exclusive 80-page Banking Passkey Report

When are passkeys as second factor better than passwordless?

Explore scenarios where using passkeys as a second factor is preferable over immediate passwordless authentication approaches.

Vincent Delitz

Vincent

Created: April 10, 2025

Updated: August 13, 2025

passkeys as second factor vs passwordless

high passkey adoption login

Read the full article

Learn how to optimize passkey login adoption to drive passkey login rate over 50%. Understand the advantages of Passkey Intelligence & One-Tap Buttons.

Read the full article

Read by 5,000+ security leaders.

In what scenarios is using passkeys as a second factor more suitable than immediate passwordless approaches?#

While passkeys are primarily recognized for enabling fully passwordless authentication, there are scenarios where using passkeys as a second factor provides strategic advantages over immediate full passwordless deployment:

Conservative Organizations and Regulatory Compliance#

  • Enterprises in highly regulated sectors (e.g., financial marketing services, healthcare, government) often face strict compliance requirements.
  • Introducing passkeys as a second factor allows organizations to enhance security without dramatically altering existing workflows or causing potential compliance challenges.
WhitepaperEnterprise Icon

60-page Enterprise Passkey Whitepaper:
Learn how leaders get +80% passkey adoption. Trusted by Rakuten, Klarna & Oracle

Get free Whitepaper

Gradual User Adoption and Transitioning Periods#

  • Implementing passkeys as a second factor serves as a gentle introduction, allowing users to become familiar with the passkey experience alongside their traditional login.
  • It enables users to gradually transition to passwordless authentication over time, reducing resistance to change.

High-Security Contexts with Multiple Authentication Layers#

  • For environments that demand exceptionally robust security (e.g., accessing sensitive corporate resources or critical infrastructure), maintaining multiple layers—including passkeys as a second factor—can offer enhanced protection.
  • It prevents a complete dependency on a single authentication method, thus providing redundancy and reducing single-point-of-failure risks.

Technical Limitations and Infrastructure Constraints#

  • Organizations whose current technical infrastructure or user base might not immediately support fully passwordless authentication can initially deploy passkeys as a second factor.
  • This strategy simplifies integration efforts, minimizes user disruption, and offers immediate security improvements while broader passwordless compatibility is gradually built.

Summary of Scenarios#

  • Regulatory compliance requirements necessitate gradual authentication transitions.
  • User bases unfamiliar or resistant to sudden changes benefit from incremental adoption.
  • High-security environments demand multiple redundant authentication layers.
  • Existing technical infrastructures require phased implementation for full passwordless compatibility.

In these contexts, using passkeys initially as a second factor allows for strategic, controlled transition toward a fully passwordless future without compromising security, compliance, or user acceptance.

Read the full article#

high passkey adoption login

Read the full article

Learn how to optimize passkey login adoption to drive passkey login rate over 50%. Understand the advantages of Passkey Intelligence & One-Tap Buttons.

Read the full article

Read by 5,000+ security leaders.

Learn more about our enterprise-grade passkey solution.

Learn more

Share this article


LinkedInTwitterFacebook

Related FAQs

Related Terms