--- url: 'https://www.corbado.com/faq/payment-passkeys' title: 'Which Payment Providers offer Passkeys? ' description: 'Discover how payment providers in the US, Australia, Europe & India adopt passkeys for secure, frictionless payments & reduce transaction drop-offs.' lang: 'en' keywords: 'Payment Passkeys' --- # Which Payment Providers offer Passkeys? ## Which Payment Providers offer Passkeys? Passkeys in [payment](https://www.corbado.com/passkeys-for-payment) transform how users authorize transactions securely without passwords or OTPs. In the USA, Australia, Europe, India and Asia, [payment](https://www.corbado.com/passkeys-for-payment) providers are embracing passkeys to reduce fraud and enhance security. This article covers which [payment](https://www.corbado.com/passkeys-for-payment) providers support passkeys and why passkeys are the future of online payment authentication. Passkeys are a secure, [passwordless authentication](https://www.corbado.com/glossary/passwordless-authentication) method based on [FIDO2](https://www.corbado.com/glossary/fido2) and WebAuthn standards. They provide a faster and safer way for users to access their payment accounts by replacing passwords with biometric authentication. Some payment providers that have fully implemented passkeys include [PayPal](https://www.corbado.com/blog/paypal-passkeys), Klarna and SumUp. Others are in various stages of development or offering limited availability. ## Benefits of Passkeys for Payment Providers - **Passkeys in payment prevent phishing and fraud:** Passkeys eliminate [phishing](https://www.corbado.com/glossary/phishing) and password-related breaches, as they are [phishing](https://www.corbado.com/glossary/phishing)-resistant and prevent attacks such as [credential stuffing](https://www.corbado.com/glossary/credential-stuffing) or account takeovers. - **Better user experience in the checkout, login and sign-up process:** The quick and simple login and sign-up process with biometrics (e.g. [Face ID](https://www.corbado.com/faq/is-face-id-passkey), Touch ID, [Windows Hello](https://www.corbado.com/glossary/windows-hello), [Android](https://www.corbado.com/blog/how-to-enable-passkeys-android) Biometrics) is something that users are already familiar with. No additional app or extra hardware device needs to be purchased, which makes things easier for the user. - **Passkeys reduce operational costs for payment providers:** Passkeys reduce providers’ reliance on costly SMS-based [2FA](https://www.corbado.com/blog/psd2-passkeys/are-passkeys-two-factor-authentication) methods or other operational costs in the customer support or IT support team (e.g. to recover accounts or help on password / MFA resets). Moreover, the reduction of fraud by passkeys helps to prevent costly cases where customers might be scammed. > - Passkeys offer a secure, passwordless way to log in using biometrics or device-based > credentials. > - Leading payment providers with fully implemented passkeys in Europe include Wise, Klarna > and [SumUp](#does-sumup-offer-passkeys). > - Payment providers from the US with fully implemented passkeys include > [PayPal](https://www.corbado.com/blog/paypal-passkeys). > - In Australia, providers like [Zip Co](#does-zip-co-offer-passkeys) have passkeys fully > implemented. > - In India, [Razorpay](#does-razorpay-offer-passkeys) and > [Cashfree Payments](#does-cashfree-payments-offer-passkeys) offer biometric card > authentication using payment passkeys, aligned with RBI expectations for alternatives to > SMS OTP. --- ## Why are Payment Providers adopting Passkeys? Payment providers are adopting passkeys to address growing cybersecurity threats and customer demands for seamless digital experiences. Traditional authentication methods, such as passwords and SMS OTP, are vulnerable to [phishing](https://www.corbado.com/glossary/phishing), SIM-swapping attacks and have poor user experience. Passkeys solve these issues by leveraging public-private key cryptography. ## Features of Passkeys for Payment Providers - **Phishing Resistance:** Passkeys are bound to specific domains, thus preventing use on fraudulent sites. - **Support across devices:** Passkeys in payment applications ensure seamless access for users across multiple devices. Whether you’re using [Face ID](https://www.corbado.com/faq/is-face-id-passkey) on iPhone, [Windows Hello](https://www.corbado.com/glossary/windows-hello) on a laptop, or [Android](https://www.corbado.com/blog/how-to-enable-passkeys-android) biometrics, passkeys can sync through [iCloud Keychain](https://www.corbado.com/glossary/icloud-keychain) or [Google Password Manager](https://www.corbado.com/blog/how-to-use-google-password-manager), making online [payments](https://www.corbado.com/passkeys-for-payment) effortless. - **Improved User Experience (UX):** Passkeys offer a frictionless authentication process during payment checkout, significantly reducing transaction abandonment and increasing successful payment completions. ## Overview of Payment Providers supporting Passkeys In the following, you’ll see an overview of which payment providers use passkeys to protect their users. | Payment Provider | Region | Passkey Status | | -------------------------------------------------------------------- | --------- | -------------------- | | PayPal | USA | Fully implemented | | [Stripe](#does-stripe-offer-passkeys) | USA | Fully implemented | | [Link (by Stripe)](#does-link-by-stripe-offer-passkeys) | USA | Fully implemented | | [Square](#does-square-offer-passkeys) | USA | Fully implemented | | [Authorize. net](#does-authorize-net-a-visa-solution-offer-passkeys) | USA | Not yet available | | [Fiserv (Clover)](#does-fiserv-clover-support-passkeys) | USA | In development | | [Afterpay](#does-afterpay-offer-passkeys) | Australia | Not yet available | | [Zip Co](#does-zip-co-offer-passkeys) | Australia | Fully implemented | | [Azupay](#does-azupay-offer-passkeys) | Australia | Fully implemented | | [pay.com.au](#does-pay-offer-passkeys) | Australia | Fully implemented | | [Airwallex](#does-airwallex-offer-passkeys) | Australia | Implemented | | [Tyro Payments](#does-tyro-payments-offer-passkeys) | Australia | Not yet available | | [Klarna](#does-klarna-offer-passkeys) | Europe | Implemented | | [Adyen](#does-adyen-offer-passkeys) | Europe | Not yet available | | [SumUp](#does-sumup-offer-passkeys) | Europe | Fully implemented | | [Wise](#does-wise-offer-passkeys) | Europe | Fully implemented | | [Trustly](#does-trustly-offer-passkeys) | Europe | Implemented | | [Mangopay](#does-mangopay-offer-passkeys) | Europe | Fully implemented | | [Worldline](#does-worldline-offer-passkeys) | Europe | Not yet available | | [AliPay](#does-alipay-offer-passkeys) | Asia | Not yet available | | [Cashfree Payments](#does-cashfree-payments-offer-passkeys) | Asia | Implemented | | [GrabPay](#does-grabpay-offer-passkeys) | Asia | In development | | [Razorpay](#does-razorpay-offer-passkeys) | Asia | Implemented | | [WeChat Pay](#does-wechat-pay-offer-passkeys) | Asia | Limited availability | ## Which payment providers in the USA offer passkeys? Many leading payment providers in the USA are either already supporting passkeys or working towards their passkey implementation. ### Does PayPal offer passkeys? Yes! [PayPal](https://www.corbado.com/blog/paypal-passkeys) fully supports passkeys. Users have been able to use passkeys since late 2022. PayPal actively advocates for synced passkeys being compliant to these regulations (e.g. in [PSD3](https://www.corbado.com/blog/psd3-psr-passkeys)) and pushing a more outcome-focused approach for SCA. Read our full analyis on [PayPal Passkeys](https://www.corbado.com/blog/paypal-passkeys) here. ![PayPal Passkey](https://s3.eu-central-1.amazonaws.com/corbado-cloud-staging-website-assets/Pay_Pal_Passkeys_png_ea59039ba6.jpg) ### Does Stripe support passkeys? Stripe offers full passkey support for its users, specifically for secure, passwordless login to the Stripe Dashboard using [biometric authentication](https://www.corbado.com/blog/passkeys-biometric-authentication). However, passkeys are not used for authenticating transactions within the payment checkout process itself. ### Does Link (by Stripe) support passkeys? Link (by Stripe) offers full passkey support for its users. You can set up a passkey through your user profile, enabling secure, passwordless login to the Stripe Dashboard using [biometric authentication](https://www.corbado.com/blog/passkeys-biometric-authentication). [Passkeys on Link](https://support.link.com/questions/passkeys-on-link) ### Does Square (Block, Inc.) support passkeys? Square offers full passkey support for its users, specifically for secure, passwordless login to the Square Dashboard using [biometric authentication](https://www.corbado.com/blog/passkeys-biometric-authentication). However, passkeys are not used for authenticating transactions within the payment checkout process itself. ### Does Adyen support passkeys? Adyen currently does not support passkey authentication for user accounts. The company employs other multi-factor authentication (MFA) methods, including one-time passwords (OTP) and [authenticator](https://www.corbado.com/glossary/authenticator) apps, to secure user access. ### Does Authorize .net (a Visa solution) offer passkeys? Authorize. net has not implemented passkey support. The platform secures user accounts using multi-factor authentication (MFA), requiring a one-time passcode or PIN verification sent to the registered email during each login. ### Does Fiserv (Clover) support passkeys? Fiserv's Clover does not currently support passkeys for [merchant](https://www.corbado.com/glossary/merchant) account logins, focusing instead on OAuth. ## Which payment providers in Australia offer passkeys? While [passkey adoption](https://www.corbado.com/blog/passkey-adoption-business-case) among Australian payment providers is still limited, several key players have begun supporting passkeys or are exploring their implementation. ### Does Afterpay offer passkeys? Afterpay currently does not offer passkeys. It uses email/password and SMS-based [two-factor authentication](https://www.corbado.com/blog/psd2-passkeys/are-passkeys-two-factor-authentication), with no announced plans for passkey implementation yet. ### Does Zip Co offer passkeys? Zip Co fully supports passkeys, allowing customers to securely log in using biometric authentication methods such as fingerprint or facial recognition. ### Does Azupay (Does Pay by Bank) support passkeys? Pay by Bank fully supports passkeys, enabling secure, passwordless payments directly from your bank account. Users can easily set up passkeys through their mobile or desktop devices and authenticate repeat transactions with biometrics or a device PIN, ensuring safe and seamless payments without needing third-party apps or digital [wallets](https://www.corbado.com/blog/digital-wallet-assurance). ### Does pay.com.au support passkeys? pay.com.au offers full support for passkeys, enabling customers to securely sign in using biometric authentication methods like fingerprints or facial recognition. ### Does Airwallex offer passkeys? Airwallex offers Payment Passkeys for card checkout, a device-bound method integrated with [Visa](https://www.corbado.com/blog/visa-passkeys) and [Mastercard](https://www.corbado.com/blog/mastercard-passkeys) flows: shoppers can [create a passkey](https://www.corbado.com/blog/passkey-creation-best-practices) when they save a card or during checkout and then confirm later payments with [device biometrics](https://www.corbado.com/blog/passkeys-local-biometrics), with fewer 3DS prompts. Airwallex lists the feature as available for businesses in Hong Kong, Singapore, Australia, Japan, Malaysia and New Zealand. Login to the Airwallex account itself still uses the Airwallex app, an authenticator app or SMS. ### Does Tyro Payments offer passkeys? Tyro [Payments](https://www.corbado.com/passkeys-for-payment) has no public information on passkey implementation. Currently, the company doesn't support passkeys or indicate plans to adopt them. ## Which payment providers in Europe offer passkeys? European payment providers and fintechs are gradually adopting passkeys, driven by [PSD2](https://www.corbado.com/blog/psd2-passkeys)/SCA requirements and user demand. ### Does Klarna offer passkeys? ![klarna passkeys android](https://s3.eu-central-1.amazonaws.com/corbado-cloud-staging-website-assets/klarna_passkeys_android_785ef007c6.jpeg) Yes, as of January 2026, Klarna supports passkeys. However, [passkey creation](https://www.corbado.com/blog/passkey-creation-best-practices) is only possible from the [iOS](https://www.corbado.com/blog/webauthn-errors) or [Android](https://www.corbado.com/blog/how-to-enable-passkeys-android) app (not on the website). Moreover, native biometric login is also available within the Klarna app. ![Klarna Passkeys](https://s3.eu-central-1.amazonaws.com/corbado-cloud-staging-website-assets/klarna_passkeys_89334447cf.png) ### Does Adyen offer passkeys? Adyen does not support passkeys. The company employs multi-factor authentication (MFA) methods, including [authenticator](https://www.corbado.com/glossary/authenticator) apps and SMS verification, to secure user access. ### Does SumUp offer passkeys? SumUp offers [passkey login](https://www.corbado.com/blog/passkey-login-best-practices) for user accounts, enabling secure access via [device biometrics](https://www.corbado.com/blog/passkeys-local-biometrics) or PIN through supported web browsers. However, passkeys are not used for authenticating transactions within the payment checkout process itself. **Key Highlights:** - **Browser-Based Authentication:** Fully supports passkeys on modern web browsers. - **User Convenience Focused:** Early adoption has driven user-friendly login processes for [merchants](https://www.corbado.com/glossary/merchant). [Secure login – SumUp](https://help.sumup.com/en-GB/articles/3vxYu2T1X9uMXSYOspdGRr-secure-login) ### Does Wise offer passkeys? Wise (formerly TransferWise) offers passkeys as a login method to its customers. Currently, you can make use of passkey to log into the portal. However, payments need still to be authenticated the conventional way. ### Does Trustly offer passkeys? Yes, Trustly supports passkeys through its Trustly ID product, launched in March 2025. Trustly ID allows users to verify their identity through their bank and set up a passkey for future logins using [Face ID](https://www.corbado.com/faq/is-face-id-passkey) or fingerprint authentication. Once set up, users can log in instantly via biometrics, with Trustly securely sharing verified [KYC](https://www.corbado.com/blog/iso-18013-7-mdl-bank-kyc-onboarding) information with [merchants](https://www.corbado.com/glossary/merchant) for immediate account access and [payments](https://www.corbado.com/passkeys-for-payment). The first pilots launched in Finland in April 2025, with plans for a broader rollout across other Pay N Play markets. The solution is primarily targeted at the gaming industry, with major companies like Bet365, William Hill, LeoVegas, Betsson and Kindred already using Trustly's Pay by Bank platform. [Trustly ID announcement](https://www.trustly.com/press/trustly-unveils-groundbreaking-biometric-technology-to-speed-up-logins-in-europe) ### Does Mangopay offer passkeys? Yes, Mangopay fully supports passkeys as part of its [Strong Customer Authentication](https://www.corbado.com/faq/sca-psd2-importance) (SCA) flow. Passkeys and WebAuthn are embedded directly into the authentication journey, allowing users to verify themselves with Face ID, fingerprint or device PIN instead of passwords or SMS codes. Mangopay provides dedicated passkey integration for both [iOS](https://www.corbado.com/blog/webauthn-errors) and Android, with support for [iCloud Keychain](https://www.corbado.com/glossary/icloud-keychain) and Android credential managers. As of December 2025, passkeys are automatically used when the user's device supports them. Fallback methods are available for users without passkey support. [Mangopay SCA experience](https://blog.mangopay.com/en/home/a-close-look-at-the-improved-sca-experience-at-mangopay) ### Does Worldline offer passkeys? Worldline does not currently support passkeys. The company utilizes [two-factor authentication](https://www.corbado.com/blog/psd2-passkeys/are-passkeys-two-factor-authentication) (2FA) methods, including [authenticator](https://www.corbado.com/glossary/authenticator) apps, to secure user access. ## Which payment providers in Asia offer passkeys? Asia is a key region for [passkey adoption](https://www.corbado.com/blog/passkey-adoption-business-case), with large digital payment platforms integrating advanced authentication. ### Does AliPay offer passkeys? AliPay does not currently support passkeys. The platform relies on traditional password-based authentication and [two-factor authentication](https://www.corbado.com/blog/psd2-passkeys/are-passkeys-two-factor-authentication) (2FA) via SMS or email. There is no public indication of passkey implementation at this time. ### Does Cashfree Payments offer passkeys? ![Cashfree Payments Passkeys](https://s3.eu-central-1.amazonaws.com/corbado-cloud-staging-website-assets/cashfree_payments_passkeys_8daf1a3a4e.png) Yes. **Cashfree Payments** (India) supports biometric card authentication with **payment passkeys** built into its card processing stack: when a cardholder enrolls for passkey authentication, the device creates a passkey bound to the card and device (with network standards such as [Mastercard’s](https://www.corbado.com/blog/mastercard-passkeys) program), so checkout can complete with a biometric confirmation instead of OTP redirects. Cashfree positions the capability as ready to enable for [merchants](https://www.corbado.com/glossary/merchant) with alignment to RBI guidance on alternatives to SMS-based OTP and without a separate passkey-only integration path beyond their card stack. [The Future of Card Payments Is Here — Biometric Authentication with Passkeys (Cashfree)](https://www.cashfree.com/blog/future-of-card-payments-biometric-authentication-with-passkeys/) ### Does GrabPay offer passkeys? Grab has introduced passkey authentication within its main application as of December 2024, enabling biometric login methods. However, specific support for GrabPay transactions has not yet been publicly confirmed. Passkey implementation specifically for GrabPay remains under development. ### Does Razorpay offer passkeys? ![Razorpay Passkeys](https://s3.eu-central-1.amazonaws.com/corbado-cloud-staging-website-assets/razorpay_passkeys_f656aec43f.png) Yes. Razorpay offers **Razorpay Biometric Authentication** for online card checkout in India: customers can approve transactions with [device biometrics](https://www.corbado.com/blog/passkeys-local-biometrics) instead of SMS OTPs in line with RBI direction on stronger authentication. The flow is offered as a [merchant](https://www.corbado.com/glossary/merchant)-facing service and integrates with Razorpay’s existing card and tokenization stack. [Razorpay Biometric Authentication](https://razorpay.com/blog/biometric-authentication-easy-card-payments-checkout/) ### Does WeChat Pay offer passkeys? WeChat Pay has partially implemented passkey support. As of November 2024, [passkey login](https://www.corbado.com/blog/passkey-login-best-practices) is available for [iOS](https://www.corbado.com/blog/webauthn-errors) users outside of China, allowing authentication via Face ID, Touch ID, or device passcode. This feature is not yet available for users within China or on Android devices. [iOS Passkey is here – WeChat account](https://blog.wechat.com/2025/01/14/ios-passkey-is-here-a-simpler-safer-way-to-secure-your-wechat-account/) ## Do Payment Providers support Hardware Security Keys (e.g. YubiKeys)? Some payment platforms may support [hardware security keys](https://www.corbado.com/blog/best-fido2-hardware-security-keys) like [YubiKeys](https://www.corbado.com/glossary/yubikey), typically as a phishing-resistant two-factor authentication (2FA) method alongside passwords. **Key insights:** - Standalone multi-factor authentication (MFA) using [YubiKeys](https://www.corbado.com/glossary/yubikey) for all payment provider accounts is not yet universal. - FIDO-based passwordless login (passkeys) is gaining momentum, with hardware keys often serving as an additional security layer rather than the primary login method for consumers. - As the industry moves towards passwordless [payments](https://www.corbado.com/passkeys-for-payment), passkeys are likely to become the preferred method over physical security keys for general consumer use due to ease of use and device compatibility. ## Passwordless Authentication in Payments Payment providers worldwide are actively transitioning to [passwordless authentication](https://www.corbado.com/glossary/passwordless-authentication) due to the rising risks of phishing, social engineering attacks and credential theft. With the increasing use of AI-powered phishing tactics, traditional passwords have become a major security [vulnerability](https://www.corbado.com/glossary/vulnerability). ### Hybrid Phase: The Transition to Passkeys While payment providers aim to [eliminate passwords](https://www.corbado.com/faq/boost-passkey-enrollment-reduce-password-otp), the transition will happen in phases: 1. Current state: A hybrid model where providers offer both password-based and [passwordless authentication](https://www.corbado.com/glossary/passwordless-authentication) methods, such as passkeys. 2. Near future: Increased adoption of payment passkeys, with passwords gradually phased out. 3. Long-term goal: A fully passwordless payment experience for both consumer and business/[merchant](https://www.corbado.com/glossary/merchant) accounts. As more payment providers integrate passkeys, customers will expect passwordless authentication to be the default standard. Stay ahead of the curve by adopting passkeys for payments today!